While the evolution of technology and digital devices has made our lives so much easier, all that convenience has also given people a false sense of security, according to Nolwazi Nzama, Deputy Chief Risk Officer, African Bank.
Cybercriminals are taking advantage of the trusting nature of people to steal their money and their identities.
According to Carey van Vlaanderen, Chief Executive Officer at ESET Southern Africa, staying vigilant, and knowing how to spot dodgy deals and scams, has never been more important
Here are seven easy ways you can protect yourself and your money online:
Use strong passwords
For all of your online accounts, you should create passwords that are unique and complex. Make sure that you don’t include personal information such as your name, birthdate, or address in your passwords.
Try to create for different online accounts. For example, your online banking account password should be different from your online shopping account password.
Enable two-factor authentication
Having two-factor authentication will add an extra layer of security to your online accounts by requiring a second form of verification, such as a fingerprint or a code sent to your phone.
Keep your software up-to-date
Constantly update your computer and mobile devices with the latest security patches and software updates to protect your devices against known flaws that cybercriminals may exploit.
Avoid suspicious emails and links
Be cautious of suspicious emails and links, as they may contain malware or lead to phishing scams. It is important that you verify the sender of the email and the link before clicking on anything.
Use anti-virus and anti-malware software
You can protect your devices against viruses, spyware, and other malicious software by installing anti-virus and anti-malware software.
Secure your wi-fi
Have a strong, unique password for your wi-fi network to stop people from gaining unauthorised access.
Back up your data
When there is a cyberattack, there is the possibility of data loss, so always back up your important data on a regular basis.
IOL Business